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FATWA
REWARDS ON USE OF CREDIT CARD
Q. When using credit cards, some banks give bonus miles or bonus points for purchases and some other benefits. Please clarify if we can use it. Every month I pay off the total account balance without paying an extra cent of interest.
A. If a Credit Card is used for purchases and the bills are paid promptly without requiring to pay interest on late payment, it is permissible and the benefits given by the Credit Card Company as rewards can be availed of. It is not impermissible to benefit from such rewards.
Allah knows best.
Mufti Taqi Usmani
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